Indiana · Salary guide
South Bend-Mishawaka, IN CPA Salary
CPA and accountant pay across the South Bend-Mishawaka metro — percentiles and role-by-role estimates vs the national benchmark.
Median CPA pay · South Bend-Mishawaka metro
$77,940
Midpoint for accountants & auditors
Typical range
$63K–$98.5K
Middle 50% (25th–75th percentile)
Top earners
$120.9K+
90th percentile and above
vs. national
-6.9%
Indiana · vs U.S. median
Verified BLS wage benchmark for the South Bend-Mishawaka metro · updated June 2026
How much does a CPA make in South Bend-Mishawaka?
The verified BLS wage measurement for accountants and auditors in the South Bend-Mishawaka metro. The CPA-license premium layered on top is a labeled estimate.
vs. the U.S. benchmark
-6.9%
The South Bend-Mishawaka metro vs the national median and +0.3% vs Indiana statewide.
Indiana guideLicensed CPA · modeled
$87,300
A modeled ~12% credential premium on the local median — the license consistently pays more.
What the license is worthTop earners · 90th pct
$120.9K+
The BLS-measured 90th percentile for accountants in this metro — model your own with your role and experience.
Model your paySouth Bend-Mishawaka metro
verified local median
$77,940
-6.9%Indiana statewide
verified state median
$77,720
-7.1%National benchmark
verified
$83,680
base
South Bend-Mishawaka runs -6.9% vs the national median and +0.3% vs Indiana statewide. All three are direct BLS wage measurements for accountants and auditors at their own area level.
Cost of living
Real pay in South Bend-Mishawaka
What the South Bend-Mishawaka median actually buys once local prices are accounted for. Nominal pay is the verified BLS figure; the buying-power view divides it by the U.S. Bureau of Economic Analysis Regional Price Parity (2024) for the metro.
Nominal
$77.9K
Price level
92.9/100
Real pay
$83.9K
Local prices run 7% below the national average, so pay here stretches further than the headline suggests — South Bend-Mishawaka rises 24 places once adjusted for buying power.
Real pay · BEA-adjustedA high nominal salary in an expensive metro can buy less than a smaller salary in a low-cost one. Real pay reorders the map by buying power — but it is not take-home pay: it excludes taxes, benefits, and housing choices.
See real pay across all metros →Best ways to use this page
- 1View percentiles
Find your percentile
See where your pay sits across the South Bend-Mishawaka range, from entry level to top earners.
- 2See pay by role
Check your role
Pay climbs steeply from staff to controller. See the estimate for your title in this metro.
- 3Open the calculator
Model your own number
Set role, experience, license, and employer for a tailored estimate — equity and bonus broken out.
- 4Submit your pay
Add your salary
Anonymous, two minutes. Submissions are how role- and employer-level pay becomes real data.
South Bend-Mishawaka metro · Accountants & auditors
Verified$37.47/hr median hourly · $82,420 average
Percentiles · South Bend-Mishawaka
Verified| Percentile | Annual | Hourly | What it means |
|---|---|---|---|
| 10th percentile | $51,310 | $24.67/hr | Entry-level / lower pay |
| 25th percentile | $63,030 | $30.30/hr | Below median |
| Median (50th) | $77,940 | $37.47/hr | Typical pay |
| 75th percentile | $98,510 | $47.36/hr | Experienced / senior |
| 90th percentile | $120,910 | $58.13/hr | Top earners |
By role
CPA roles in South Bend-Mishawaka
Median estimates by role, scaled to the metro wage level.
Median pay by role
In the South Bend-Mishawaka metro, estimated pay runs from $110,700 (Accounting Manager) to $304,000 (Chief Financial Officer) — about 2.7× across the ladder.
| Role / level | Low | Est. median | High |
|---|---|---|---|
| Chief Financial Officer | $304,000 | ||
| Partner | $280,600 | ||
| Director of Finance | $191,000 | ||
| Senior Manager | $159,800 | ||
| Controller | $152,000 | ||
| Tax Manager | $120,800 | ||
| Audit Manager | $120,800 | ||
| Accounting Manager | $110,700 | ||
| Audit Senior | $85,700 | ||
| Tax Senior | $84,200 | ||
| Senior Accountant | $79,500 | ||
| Audit Associate | $64,700 | ||
| Tax Associate | $63,900 | ||
| Staff Accountant | $60,800 |
Role multipliers applied to the BLS national median for Accountants & Auditors. The low–high band is a modeled typical range, not a guaranteed offer.
By experience
CPA pay by experience in South Bend-Mishawaka
The metro median scaled across experience bands, with the modeled CPA-license premium. Estimate.
| Experience | Est. median | CPA-licensed (est.) |
|---|---|---|
| 0–1 years | $67,000 | $75,000 |
| 2–4 years | $74,800 | $83,800 |
| 5–7 years | $84,200 | $94,300 |
| 8–12 years | $93,500 | $104,700 |
| 13–20 years | $102,900 | $115,200 |
| 20+ years | $110,700 | $124,000 |
Experience multipliers on the area median; CPA column adds a modeled +12% credential premium.
By employer
CPA pay by employer type in South Bend-Mishawaka
Big 4, national, regional, and local firms vs. industry — at a manager-level base on the metro median. Estimate.
| Employer type | Est. manager-level pay | vs. industry |
|---|---|---|
| Big 4 firm | $135,300 | +7.7% |
| National firm | $126,800 | +1.0% |
| Regional firm | $118,400 | -5.7% |
| Local firm | $111,100 | -11.5% |
| Industry / corporate | $125,600 | — |
Employer-type multipliers applied at a manager-level base on the BLS national median.
What affects pay
What drives CPA pay in South Bend-Mishawaka
The same factors move pay within a metro. Use the calculator to model your own.
South Bend-Mishawaka market
The South Bend-Mishawaka metro’s measured accountant pay sits well below the national median, at -6.9%. Within the state it runs essentially level with the Indiana median (+0.3%) — it is one of the more representative markets in Indiana, closely tracking the statewide figure. Metro pay reflects the local cost of labor and the density of large employers and public-accounting firms more than the job title itself. This is a direct BLS wage measurement for the metro, not an estimate scaled from the national figure.
Cost of labor
South Bend-Mishawaka wages track the local cost of living and employer competition — denser, higher-cost metros pay above the statewide median.
Employer mix
Big 4 and national firms pay a brand premium; regional/local firms and government pay below industry roles at the same level.
Role & experience
Pay roughly doubles from staff to controller. The CPA license adds a modeled premium and unlocks senior roles.
Remote & hybrid
Remote roles can pay to a national band rather than the local one, widening access to higher-paying employers.
How to use these figures
South Bend-Mishawaka metro figures here are a direct BLS wage measurement — but they cover accountants and auditors as a single occupation, so they are not specific to the CPA license, your role, or your employer. Use them as a local baseline, then model your own situation and submit a salary to sharpen the employer-level detail BLS does not publish.
Other metros
Compare nearby metro pay
CPA pay across other major metros — large, high-cost areas pay the strongest.
Frequently asked questions
- How much does a CPA make in South Bend-Mishawaka?
- The median accountant/auditor wage in the South Bend-Mishawaka metro is about $77,940 (-6.9% vs national). Licensed CPAs generally earn above this baseline.
- Does South Bend-Mishawaka pay more than the rest of Indiana?
- Large metros like South Bend-Mishawaka typically pay above their statewide median due to higher cost of living and a denser concentration of large employers and public-accounting firms.
How to read these numbers
National, state, and metro pay comes straight from the federal wage measurement for accountants & auditors — direct and source-backed, not scaled from anything.
Role, experience, CPA-license, and employer figures are modeled on top of that measurement and labeled Estimate — the federal data does not break those out, so we never present them as measurements.
Add your South Bend-Mishawaka salary
BLS measures the occupation, not your role, firm, or license. Submissions are what add that layer. Anonymous and quick.